The American Dream Card Platinum MasterCard, issued by HSBC Bank Nevada, NA, is a great credit card for those with better credit looking for a platinum credit card with a monthly cash draw scheme.

The Sweepstakes is open to legal residents of the US who, as of the date of entry into each Sweepstakes, are 18 years of age or older. With the American Dream Card Sweepstakes program, you get only one sweepstakes entry for every dollar you spend on purchases, cash advances and balance transfers. American Dream Card Platinum MasterCard cardholders also receive 1,000 bonus entries when they apply online. Each month, a winner will be selected for a cash prize of up to one-half of 1 percent of the total amount of net (not gross) dollars spent by all participating American Dream Cardholders during the applicable prize drawing period. , starting at $25,000.00. If you are a very private individual, it is important to note that acceptance of a prize in the sweepstakes constitutes permission to use winners’ names, photographs, likenesses, and geographic data for promotional and publicity purposes in any media, anywhere. of the world. the world, without notice, the right of review or approval or compensation, except where prohibited by law.

This card also offers a great referral program that rewards participating cardholders with up to 50 tickets for each individual referral, plus you can receive a signing bonus of 1,000 tickets for every referral that becomes an American Dream Card Platinum MasterCard cardholder. .

Currently, the card has no annual fee and a reasonable interest rate on purchases (for those who qualify). It is very important to note that APRs for all transactions are tied to the highest prime rate during any three-month period. Therefore, because of this policy on the American Dream Card Platinum MasterCard®, you may never get the lowest possible interest rates.

Aside from the sweepstakes program itself, the card doesn’t offer any of the more common benefits associated with most platinum status credit cards that are available.

Still, many of us like to dream of one day making a windfall “out of thin air” and enjoying programs like the American Dream Card Platinum MasterCard has to offer.

Be sure to review the terms and conditions of this or any other credit card before applying if you decide to do so. At the time this article was written, all information was factual and true, but keep in mind that many credit card companies change the terms and conditions of their offers from time to time.

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