By 
Maybe you are stressed out with money problems. Here’s a story that you may find helpful. Maybe you can relate:
“It seemed like everything was going so well too, now this happens. It sucks. I mean it really sucks!
“You know everything you see on the news, negative reports on the economy and rising home gas prices and all these problems, right? But I wasn’t worried. I had a good job that paid me a lot of money. my car payments on my new Lexus, my wife didn’t have to work, my two kids just started first grade (yes, they are twins), and things were going well, and now this.
“I won’t mention names, but it won’t be too difficult to figure out. There are several large corporations that are laying off people by the tens of thousands and closing production plants. In fact, I didn’t work for one of these companies, but I provided parts for them and now I don’t. they have no need for those parts.
“To top it off my boss was in a car accident and as things were looking bleak anyway they decided to offer us the option of leaving the company or taking a 33% pay cut! I opted for the latter and now it hurts I turned in my Lexus for a six-year-old used car with lower payments, but I still have to make some payments on the Lexus for a couple of months to cover the shortfall.
“I started one of these commercial things from home to try and get things going, but they just aren’t what they seem to be. They make all kinds of instant cash promises, but all I’ve seen is cash instantly pouring out of my wallet. I tried another, and then another and I’m actually making a couple bucks, but it’s nothing like they promised. It’s a lot of work and I don’t have time for it.
“But here’s the catch: After all of that, my car was towed because it was illegally parked (yes, my mistake). To save money, I had canceled every possible aspect of my insurance, including the towing. Because they ended up towing it! More 25 miles, I needed to get $ 275 to get my car back!
“How am I going to get a loan for $ 275? I did the first thing that came to mind: I tried to go to the bank but it was stupid. They just laughed at me. I didn’t want to.” I call my father in law because it would look really lousy. My credit cards are already maxed out and they won’t pay me for two more weeks. Try living without a car for two weeks!
“I did the only other thing I could think of: get a payday loan. I was nervous about doing this because I had heard all kinds of bad things about interest rates and all that. But my experience was not that bad. connected to a payday loan company, filled out the short form and they found someone in my area to loan me the money. They were very straightforward with the rules and regulations and wanted to make sure I was using this for emergency purposes only There were no high pressure tactics and everything was very professional.
“I had the money I needed in my bank account in less than eight hours. They typically range from as little as one hour to 24 hours, but I was happy to get it in eight. I got my car back and went back to work. As soon as I received my paycheck two weeks later, my loan was canceled and it only cost me about $ 35 (your rate may be different). I didn’t have to tell my family and I didn’t have to put it on a credit card. Phooey on the banks anyway, I will never go there again as it was a waste of time.
“My experience turned out to be quite good. In fact, I think things are looking up because if I hadn’t, I probably would have lost my job entirely. Now I don’t recommend anyone to use a payday loan for anything other than emergencies, but in some cases they may be the best there is.
“They don’t do credit checksBut they don’t help you with your credit either, so don’t be fooled. I didn’t have to fax any documentation and did it all online, at total privacy. Best of all, I regained my confidence.
“Maybe I should approach the owners to become a manager of this branch. You know what? I’m going to do it.”
You can also regain your confidence as long as you use an emergency-only payday loan and stick to a budget.