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Sometimes buying a new vehicle just doesn’t make sense for your family. Thanks to the drastic depreciation of new cars when they roll off the lot, used cars are often a cheaper option. But how can you know you’re getting a good deal? And how can you be sure that the vehicle is reliable? This checklist will help you shop with confidence.
1. Make a budget.
Decide how much you can afford, whether you’re buying the vehicle outright or looking for financing. Keep in mind that used cars are typically financed at a higher rate and factor that into your final price. Stick to your budget and don’t buy on impulse. Walk away and keep looking if a car isn’t priced right. And this is the perfect time to practice your trading skills! Even if it makes you uncomfortable, most sellers expect to do a little haggling and it can save you a lot of money.
2. Do your research.
Before going to a car lot or meeting a private seller, you should research the best models within your price range. Find out what prices people in your area are paying so you know if you’ve found a good deal. Plus, research the most common problems with popular models and find out what warning signs to look for. Then take your time shopping.
3. Take it for a test drive.
Once you’ve found something you like and fits your budget, it’s time to take it for a test drive. Are you comfortable getting in and out of the vehicle? Do you have enough head, elbow and leg room? You’ll likely be spending a lot of time in the car, so you want to make sure you’re comfortable. Also, take the time to inspect the vehicle carefully. Look for any signs of an accident, check your tires, and make sure your lights, signals, and air conditioning are in good working order.
4. Get a mechanical inspection.
Even if the service engine light isn’t on, used cars can have serious problems hiding under the hood that you might not be able to spot during a routine test drive. A seller must be willing to let their mechanic look over the vehicle, otherwise beware of a shady deal. If your mechanic finds a minor problem, the seller can lower your asking price. But if the problem is serious, you should probably find another option.
5. Get the documentation.
You should never buy a car that doesn’t come with a clean title. Ask to see the title and registration before handing over your payment, especially if it’s a private seller. For your protection, you should also request a bill of sale. Once you own the vehicle, be sure to sign the title and update the tags and registration. Then drive your new vehicle for you all over the city!